I had great plans for this week, but, alas, even with Lily at school, my schedule still wasn’t my own. (sigh) It’s how it is some weeks. (Notice I didn’t say “days.”) I had plans for more humor. Instead, I’m bitching again. Hopefully, with a little humor this fine Friday morning. (g)
This post was meant to be coupled with this one. It’s a nice little addendum, I think. Although the way my thoughts are going right now, humor has fled the vicinity. I apologize in advance.
So, I’ve cleaned out a lot of excess paper--in every bank statement was an extra page, sometimes with nothing on it except my account number, of course. That means I have to shred it, right? (Another thing to shred. Yay! I’m so excited. snort) Amongst all of this extra, unneeded paper was a list of fees. As I do only what I have to at the bank, I’ve never paid much attention to the fees beyond the monthly one. However, after seeing it more than a few times, I started to take notice of them. Boy, was I surprised. (I shouldn’t have been knowing what I do about banks, but I was.)
Beyond the monthly fee, of which you have to keep a balance of $1 million a day in order to avoid (yes, I’m exaggerating, but it’s not far from the truth some months), if you bring in rolls of coins, they will charge you fifteen cents/roll to deposit. (D.E.P.O.S.I.T. One would think they’d glad to get your money, but no we pay for the privilege to keep our money there.)If you deposit checks at the teller, it’s $2. Funds transfers are $25 each, or I would use them for my authors, editors, etc. In the last statement, another page was included stating that they had made an error and a policy was changing. The monthly fee was no longer waived if you had automatic deposits. (Read: too many of you have this, and we aren’t making enough money off of you even with all of the other fees, one of which is for breathing in our presence. Okay, maybe not the last one, but it sure seems like it.)
Just another way to squeeze anyone who uses a bank. And how can you possibly do business, or even live, without using one? This after we bailed them out. (Whatever happened to that money, anyway? Supposedly, a good portion of it was paid back, but it hasn’t seemed to make a difference in our every day lives, has it.)
Now, this paper is everywhere. I spend half my time getting rid of paper I don’t want. The banks and credit card companies are constantly sending me offers for things I’m not interested in. Paper of which I have to shred at least part of it because, call me paranoid, but I won’t throw a credit card application with my name on it or that invitation number. It has to be shredded. I seem to get at least one of these every day the post office delivers. How many trees die for these stupid offers? If I want another credit card, I will find it myself. Oh, and I don’t ever use those advance checks they send with every credit card statement. More money spent; more trees cut down; more paper I have to shred; more wasted time.
It’s a vicious cycle.
And now the school is in on it. The first day Lily came home, there was so much paper my dining room table, which was clean and lovely, is now full of paper that I don’t know what to do with. Most of it will end up in the recycle bin, some of it I need, but really, you have to send home that much paper? I have to sign how many forms? And one of the forms says that parent and child agrees to the dress code, the behavioral code, the discrimination code, etc., without including all of these codes. Well, yes, I got it last year. I don’t need the whole packet again, right? Sure, but has any of it changed? Or is it all the same? And, if you want to save paper, why not include a link to the packet so I can review it online? Honestly, I don’t know if I kept it. (There’s too much paper in my house as it is. I don’t need more!) I’m not signing anything until I read it.
Anyone else drowning in paper, tired of bank fees, and just want the waste to stop besides me?